Education Loans

As a new or continuing student at the University of San Francisco, we are committed to ensuring that you are well informed about all education loan opportunities that are available to you. As a student, it is important that you borrow smart and understand what your responsibilities are.

Please follow the links under the heading "Loan Resources" (on the right) to find additional information about various loan programs. An addition, please see below for more information about certain federal student loan options.

As directed by California Assembly Bill 721, we are required to provide information concerning our undergraduate student loan debt to our students and their families.  Please click here to view the information for our 16/17 academic year.

Federal Direct Loan Update

The Department of Education has released the interest rates for the 2017-2018 school year. These interest rates apply to loans that are disbursed on or after July 1, 2017 - June 30, 2018. Rates for the 2018-2019 will be released on July 1, 2018.

Undergradute Subsidzied and Unsubsidized Loans: 4.45%
Graduate Unsubsidized Loans: 6%
Direct PLUS Loans (Parent and Graduate): 7%

Undergraduate Students

Federal Loans

  • All federal student loans require the completion of the FAFSA each academic year.
  • To be eligible for the Direct Subsidized Loan, Federal Perkins Loan, and the Nursing Student Loan, students must have unmet financial need.
  • Each federal loan has specific details you should know and understand.
  • Federal loans require the completion of a Master Promissory Note and/or Direct Loan Entrance Counseling for first-time borrowers.
  • Federal Direct Parent PLUS Loans

    Federal Direct PLUS loans are a credit-based, fixed interest option for parents of dependent undergraduate students. Learn how to apply for a Parent PLUS loan.

    Graduate Students

    Graduate students are only eligible to borrow Direct Unsubsidized Loan, Graduate PLUS Loan, or private student loans.

    Federal Direct Unsubsidized Loans

  • All federal student loans require the completion of the FAFSA each academic year.
  • Each federal loan has specific details you should know and understand.
  • Federal loans require the completion of a Master Promissory Note and/or Direct Loan Entrance Counseling for first-time borrowers.
  • Federal Direct Graduate PLUS Loans

    Federal Direct Graduate PLUS loans are a credit-based, fixed interest option for Graduate students to cover additional expenses not covered by the Unsubsidized loan or other aid. Learn how to apply for a Graduate PLUS loan.

    Private Loans

    Private loans can be used to cover costs that are not covered by federal loans and other merit or need-based aid.