Education Loans

As a new or continuing student at the University of San Francisco, we are committed to ensuring that you are well informed about all education loan opportunities that are available to you. As a student, it is important that you borrow smart and understand what your responsibilities are. Undergraduate FAFSA eligible students may qualify for the Federal Direct Unsubsidized or Federal Direct Subsidized Loans. Graduate FAFSA eligible students may qualify for Unsubsidized loans. Parents of dependent undergraduate students and graduate/professional students may apply for a credit based Federal Direct PLUS loan.

As directed by California Assembly Bill 721, we are required to provide information concerning our undergraduate student loan debt to our students and their families, for our 16/17 academic year.
 

Federal Direct Loan Interest

Undergraduate 2017-2018 Aid Year

07/01/2017 – 06/30/2018
2018-2019 Aid Year

07/01/2018 – 06/30/2019
Subsidized Loan 4.45% 5.05%
Unsubsidized Loan 4.45% 5.05%
Parent PLUS Loan 7% 7.60%

 

Graduate 2017-2018 Aid Year

07/01/2017 – 06/30/2018
2018-2019 Aid Year

07/01/2018 – 06/30/2019
Unsubsidized Loan 6% 6.60%
Graduate PLUS Loan 7% 7.60%


Visit for more information.

Federal Direct Loan Fees

  2017-2018 Aid Year

10/01/2017 – 09/30/2018
2018-2019 Aid Year

10/01/2018 – 09/30/2019
Subsidized Loan 1.069% 1.062%
Unsubsidized Loan 1.069% 1.062%
Parent PLUS Loan 4.264% 4.248%
Graduate PLUS Loan 4.264% 4.248%

Loan fees are subtracted from your loan prior to the funds being paid to the university. This means the lesser amount is what is actually disbursed to your university bill.

Visit for more information.
 

Federal Direct Student Loans

  • All federal student loans require the completion of the FAFSA each academic year.
  • To be eligible for the Direct Subsidized Loan, Federal Perkins Loan, and the Nursing Student Loan, students must have unmet financial need.
  • Each federal loan has specific details you should know and understand.
  • Federal loans require the completion of a Master Promissory Note and/or Direct Loan Entrance Counseling for first-time borrowers.

Private Loans

Private loans can be used to cover costs that are not covered by federal loans and other merit or need-based aid.