Health Insurance

As a condition of enrollment, the University of San Francisco requires students to have a health insurance plan, both to protect against unexpected high medical costs and to provide access to quality care.

Undergraduate and graduate students are required to have health insurance and will be automatically enrolled and billed for the USF-sponsored student health insurance plan.

PopulationRegistered UnitsRequirement
All undergraduate domestic studentsNine (9) units or moreAutomatically enrolled and charged for health insurance
All graduate domestic studentsSix (6) units or moreAutomatically enrolled and charged for health insurance
All international studentsOne (1) unit or moreAutomatically enrolled and charged for health insurance

* Excluding students in Certificate programs, or online programs.

Students who already have health insurance coverage comparable (equal or better) to the USF-sponsored plan under a United States-domiciled health insurance company may waive this requirement during waiver/enrollment period each academic year.

Open Enrollment/Waiver Periods

  • Fall semester: June 6 through September 1
  • Spring semester: December 1 through February 1
  • Domestic students may waive this requirement online at Health Insurance Domestic Student Waiver.

    International students must waive the University-sponsored student health insurance plan with Health Promotion Staff at Health Insurance International Student Waiver.

    Please note:

  • Students must waive the health insurance requirement every academic year.
  • Students who waive USF health coverage in the fall will waive coverage for the entire academic year.
  • Students who waive the USF health coverage in the spring must waive again the following fall semester.
  • Students are charged per semester for the insurance premium. The premium is not covered by your tuition. It will show up as a separate item on your student account.
  • Insurance premium cannot be prorated. 

  • Not Waiving/Opting out of the health insurance

    Register and download your ID card prior to the beginning of the semester.

    Create an Account now

    The Fall Plan is effective August 1 until December 31, and the Spring Plan is effective January 1 to July 31 so register to get the most out of the Health Plan.

    Voluntarily Enrolling in Health Insurance

    Students registered for at least 3 units are eligible to voluntarily purchase the USF student health plan for only Fall and/or Spring semesters during open waiver/enrollment periods.

    In addition, students with an official Leave of Absense (LOA) or are in the Optional Practical Training (OPT) program are eligible to purchase the USF student health plan per semester for up to one (1) academic year.  

    To determine eligibility, please submit a request to voluntarily purchase the USF student health plan

    Summer Students : May 1 to July 31

    Students who commence their enrollment during summer sessions are not automatically enrolled in, and not billed for, the University-sponsored student health insurance plan. These students must purchase their own health insurance coverage to protect themselves against unexpected high medical costs and to have access to quality care.

     

    Tips/Resources

  • Aetna Policy number: 474887
  • Customer Service (877) 480-4161
  • Print your ID card
  • USF insurance network is called OA Elect Choice EPO
  • View Health Insurance Requirement Policy
  • Domestic Student Waiver Criteria
  • Frequently Asked Questions (FAQ)
  • CoveredCA Explained (Fall 2013)

    Transfer Coverage (Medi-Cal, Kaiser)

    If you have waived the USF Student Health Plan with Medi-Cal or Kaiser, please ensure that you transfer your healthcare coverage near your campus location. Not sure how to get started?

    Medi-Cal
    Please call 1-800-541-5555.
    Need Example? Student taking classes in San Francisco should have coverage in San Francisco County

    Kaiser
    Please call the number on your card.
    Need Example? Student taking classes in San Francisco should have coverage in Northern California

    Health Promotion Services

    2130 Fulton Street
    University Center, Fifth Floor
    San Francisco, CA 94117

    Hours: 8:30am to 5:00pm

    Tel: (415) 422-5797
    Fax: (888) 471-2290
    Email: hps@usfca.edu

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