Health Insurance
As a condition of enrollment, University of San Francisco (USF) requires students to have health insurance, both to protect against unexpected high medical costs and to provide access to quality care. The following students will be charged the health insurance premium on their Student Account as a separate fee.
- All undergraduate domestic students registering for 9 credit hours or more (EXCEPT Certificate programs and Online programs students)
- All graduate domestic students registering for 6 credit hours or more (EXCEPT Certificate programs and Online programs students)
- All international students and scholars registering for at least 1 credit hour or more
Top Insurance Links
Access Plan Benefits
Register and download your ID card prior to the beginning of the semester. Create an Account now.
The Fall Plan is effective August 1 until December 31, and the Spring Plan is effective January 1 to July 31 so register to get the most out of the Health Plan.
- Aetna Policy number: 474887
- Customer Service (877) 480-4161
- USF insurance network is called OA Elect Choice EPO
- View Health Insurance Requirement Policy
Open Enrollment/Waiver Period
- Fall semester: June 27 through September 1
- Spring semester: November 30 through February 1
Health Insurance Waiver Period Now Open
The Spring 2025 insurance waiver and enrollment period is now open. If you have coverage that is comparable or better than the USF-endorsed insurance plan, you may waive it below. Learn more about the insurance requirement and get more information on how to voluntarily enroll during open enrollment.
Waiver Reversal for Spring 2025 Semester
Students who have waived the USF-endorsed student health insurance plan in the Fall semester may choose to reverse the waiver in order to become enrolled in the following semester. Students who choose to reverse the health insurance waiver will be enrolled in the coverage and charged for the USF-endorsed student health insurance plan on their student account.
Voluntary Enrollment Period Now Open
Students registered for at least 3 units are eligible to voluntarily purchase the USF-endorsed student health insurance plan for only Fall and/or Spring semesters during open waiver/enrollment periods.
In addition, students with an official Leave of Absence (LOA) or are in the Optional Practical Training (OPT) program are eligible to purchase the USF-endorsed student health insurance per semester for up to one (1) academic year during open enrollment periods.
Submit Health Insurance Enrollment Form
Transfer Coverage (Medi-Cal, Kaiser)
If you have waived the USF Student Health Plan with Medi-Cal or Kaiser, please ensure that you transfer your healthcare coverage near your campus location.
Medi-Cal
Please call 1-800-541-5555.
Need an example? Student taking classes in San Francisco should have coverage in San Francisco County.
Kaiser
Please call the number on your card.
Need an example? Student taking classes in San Francisco should have coverage in Northern California.
Contact Us
Health Promotion Services
Address
2130 Fulton Street University Center, 5th Floor, San Francisco, CA 94117
Hours:
Mon-Fri: 8:30 a.m. to 5 p.m.
UC 5th Front Desk Hours are Mon-Fri: 10 a.m. to 3 p.m.