Spousal Surcharge

There is a $75 per month surcharge on medical plan premiums for faculty and staff whose spouse, Registered Domestic Partner (RDP), or Grandfathered Legally Domiciled Adult (GF LDA) has any type of medical coverage available through his/her employer but is nevertheless covered under a USF medical plan. The surcharge is paid through payroll deductions unless a waiver is completed.

Certain conditions must be met to be eligible for this surcharge waiver (e.g. the spouse, RDP, or GF LDA is not employed, is self-employed, has no benefits offered, etc.). To submit a surcharge waiver, faculty and staff must choose the appropriate option under the Medical Surcharge block in BeneTrac, USF's online benefits platform. Annual recertification of the spousal surcharge waiver is required by the end of benefits open enrollment each year for the following plan year.

If the deadline has passed, faculty and staff can choose the appropriate option under the Medical Surcharge block in BeneTrac by January 31 for the remainder of plan year. Retroactive adjustments are not possible.

For instructions about how to log into BeneTrac, visit the Enrollment Information web page.