Benefits Open Enrollment

2024 Open Enrollment Has Closed


Dear Faculty and Staff,

Welcome to your Benefits Open Enrollment page where you will find everything you need to successfully enroll in benefits for 2024! Our annual Open Enrollment period provides you with the opportunity to make changes to most of your benefit options. On Oct. 30, 2023, you will receive an Open Enrollment task in your USFWorks inbox. Please take the time to review your benefits no later than the deadline of 5:00 p.m. (PT), November 13, 2023, to ensure you are enrolled in the correct plans for 2024. We request that you submit the task even if you are not making any changes to your benefits for 2024. No changes may be made once the deadline has passed.

We look forward to engaging with you during Open Enrollment. 


The Human Resources Benefits Team

Pet Insurance:

  • USF has partnered with Wishbone Pet Health Insurance Solutions to offer pet insurance coverage for your furry family members!
  • You can find further information on the Pet Insurance page on myUSF.

Delta Dental Out-of-Network Reimbursement Increase to 80%

  • Delta Dental will now pay up to 80 percent of Usual, Customary & Reasonable Out-of-Network charges for benefits-eligible employees.
  • This only applies to dentists who are not in the Delta Dental network.

For 2024 Open Enrollment only – Voluntary Term Life – Evidence of Insurability (EOI) waived

  • During the 2024 Open Enrollment period only, you may increase or elect Voluntary Term Life insurance coverage up to a guaranteed issue amount of the lesser of 3 times your salary or $400,000, whichever amount is smaller, without having to submit an Evidence of Insurability (EOI). Please review the flyer provided by New York Life.
  • Please note that the standard EOI requirement will be reinstated during 2025 Open Enrollment. 
  • Flexible Spending Accounts (FSAs) require annual re-enrollment should you wish to continue these benefits for the upcoming plan year. 
  • The 2024 maximum annual election amounts are $3,050 per employee for the Healthcare FSA and $5,000 per household for the Dependent Care FSA ($2,500 if married and filing separately). For more information, review the FSA page on myUSF.
  • If you are enrolling a new dependent, you must upload the supporting documentation where indicated on the Open Enrollment task. 
  • For example, if adding a spouse, you must upload your marriage certificate. For any eligible children, upload a birth certificate. 
  • Failure to provide documentation can delay your enrollment.
  • Please ensure your dependents' legal names and Social Security Number information are correct.
  • In order to continue receiving the $75/month in taxable income, you must complete your Open Enrollment task in USFWorks regardless of whether you are making any changes. For Medical, you need to select the University of San Francisco Waiver (Medical Waiver Plan). After submitting your Open Enrollment task, you will receive a Medical Waiver Attestation task in your USFWorks inbox to accept and submit.
  • If required, you will be asked to complete and return the San Francisco Healthcare Security Ordinance (SF HCSO) Waiver Form available at  and to email the completed form to
  • If your coverage is through an “individual market” plan, you are not eligible to enroll in the Medical Waiver Plan and should leave all three medical options as waived. If this is the case, please also inform the Benefits Team at For more information, review the Healthcare Plans page on myUSF for more details.
  • Designating a beneficiary on your life insurance plan(s) is a required step in completing your Open Enrollment task, if you have not done so already.
  • You are automatically enrolled in Basic Life & AD&D – all other life insurance plans offered are voluntary. Life insurance beneficiaries can be added or changed at any time of the year.
  • NOTE: A life insurance beneficiary is not the same thing as a healthcare dependent. A beneficiary is the individual(s) who will receive your life insurance benefits should something happen to you.
  • To view or change your 403(b) retirement plan contribution, see this guide.

Note: The 403(b) retirement plan will not appear on your Open Enrollment task.

  • It’s easy and it helps the environment! Log in to USFWorks and click Benefits and Pay. From there, click the Benefits drop-down, select ACA Forms and then go to Change 1095-C Printing Election. On the next page, update to "Receive an electronic copy of 1095-C" and click OK.
  • The 2023 1095-C will be distributed by March 2, 2024 and actual delivery date will be communicated in February 2024.

NOTE: The open enrollment process will be unavailable during the following period due to scheduled system maintenance.

Saturday, November 4, 11:00 p.m. (PT) to Sunday, November 5, 2:00 a.m. (PT).

Modifying Your Benefits

During Open Enrollment, you will have the opportunity to review and update your benefits including medical, dental, vision, or voluntary life insurance benefits.  To assist you in modifying your benefits please refer to the 2024 Open Enrollment Checklist.

Anthem Network Alert

Anthem CA and University of California Health System (UC Health) have been engaged in negotiations to renew the terms of their contract. The parties have not reached a new agreement, but they have agreed to an extension. The contract will expire on March 1, 2024 at 12:00 a.m. Both Anthem CA and UC Health will continue to negotiate in good faith in an effort to reach an agreement.

The Benefits Team will continue to monitor the situation and share updates as they become available.