Benefits Open Enrollment

2021 Benefits Guide

2021 Open Enrollment Checklist

2021 Open Enrollment Job Aid

Register for Open Enrollment Webinar Oct. 15

Register for Open Enrollment Webinar Oct. 21

Make a One-on-One Appointment with a Benefits Specialist

Digital Postcard


October 12 through October 30, 2020

NOTE: The open enrollment process will be unavailable during the following time periods due to scheduled system maintenance.

Friday, October 16, 2020, 11:00 pm - Saturday, October 17, 2020, 11:00 am

Friday, October 23, 2020, 11:00 pm - Saturday, October 24, 2020, 3:00 am

Friday, October 30, 2020, 11:00 pm - Saturday, October 31, 2020, 3:00 am

Modifying Your Benefits

During Open Enrollment, you can make the following changes which will take effect Jan. 1, 2021:

  • Change your medical, dental, vision, or life insurance benefits
  • Add or remove coverage for a dependent
  • Add social security numbers when prompted
  • Apply for the childcare subsidy*
  • Enroll in a Flexible Spending Account (FSA)*
  • Review and/or waive $75/mo. medical spousal surcharge*
  • Opt out of USF's medical plan*
  • Add or change your life insurance beneficiaries (SSN not required; this can also be done anytime throughout the year)
  • You can make changes to your Open Enrollment anytime between Oct. 12 to Oct. 30 by going to the Benefits Worklet in USFWorks

* required annually, if applicable

Reminders for 2021


Designating a beneficiary is now a required step in completing open enrollment. Life insurance beneficiaries can be added or changed at anytime of the year. NOTE: An insurance beneficiary is not the same thing as a healthcare dependent. A beneficiary is the individual(s) who will receive your life insurance benefits should something happen to you. Review how to Update Your Insurance Beneficiaries

Medical Plan Opt-Out Waivers

In order to continue receiving the $75/month in taxable income, you must complete your Open Enrollment task in USFWorks regardless if you are making any changes.  After submitting your Open Enrollment task, you will receive a review document task in your USFWorks inbox.  This task will have you certify that you or your dependents are not receiving healthcare through an “individual market plan”.  If your coverage is through an “individual market plan”, you are not eligible to waive the medical plan

Flexible Spending Accounts

Flexible Spending Accounts (FSAs) require annual re-enrollment should you wish to continue these benefits for the upcoming plan year.  The 2021 maximum annual election amounts are $2,750 per employee for the Healthcare FSA and $5,000 per household for the Dependent Care FSA. Review the HR FSA web page for more details.

Childcare Subsidy

A new childcare subsidy form must be submitted online for each year that the benefit is requested. For more information, view the childcare subsidy section of the benefits guide.


If you are enrolling a new dependent, you must upload the supporting documentation.  For example, if adding a spouse you must upload your marriage certificate.  For any eligible children, upload a birth certificate.  Failure to provide documentation can delay your enrollment.


To view or change your retirement plan elections during open enrollment, you must log on to retirement@work.


Please ensure your dependents' legal names and Social Security Number information are correct.


It’s easy and it helps the environment!  Go to your Benefits Worklet in USFWorks, select the 1095-C Printing Election option, and then select the option "Receive electronic copy of 1095-C".  The actual delivery date of the form will be communicated in January 2021.