Health Insurance

As a condition of enrollment, the University of San Francisco requires students to have a health insurance plan, both to protect against unexpected high medical costs and to provide access to quality care.

Undergraduate and graduate students are required to have health insurance and will be automatically enrolled and billed for the USF-sponsored student health insurance plan.

PopulationRegistered UnitsRequirement
All undergraduate domestic studentsNine (9) units or moreAutomatically enrolled and charged for health insurance
All graduate domestic studentsSix (6) units or moreAutomatically enrolled and charged for health insurance
All international studentsOne (1) unit or moreAutomatically enrolled and charged for health insurance

* Excluding students in Certificate programs, or online programs.

Students who already have health insurance coverage comparable (equal or better) to the USF-sponsored plan under a United States-domiciled health insurance company may waive this requirement during waiver/enrollment period each academic year.

Open Enrollment/Waiver Periods

  • Fall semester: June 6 through September 1
  • Spring semester: December 1 through February 1
  • Domestic students may waive this requirement online at Health Insurance Domestic Student Waiver.

    International students must waive the University-sponsored student health insurance plan with Health Promotion Staff at Health Insurance International Student Waiver.

    Important Waiver Rules

  • Students must waive the health insurance requirement every academic year.
  • Students who waive USF health coverage in the fall will waive coverage for the entire academic year.
  • Students who waive the USF health coverage in the spring/summer must waive again the following fall semester.
  • Not Waiving/Opting out of the health insurance

    Register and download your ID card prior to the beginning of the semester.

    Create an Account now

    The Fall Plan is effective August 1, 2017, and the Spring/Summer Plan is effective January 1, 2018, so register to get the most out of the Health Plan.

    If you waived the USF Health Insurance in the Fall 2017 semester, but now need coverage for Spring 2018. Please fill out this form: PDF icon Health Insurance Waiver Reversal.pdf and email to the Health Promotion Services department at

    Voluntarily Enrolling in Health Insurance

    All students registered for the appropriate units listed below are eligible to voluntarily purchase the USF- sponsored insurance plan.  Voluntarily Enrollment for Spring 2018 has began and ends on February 1, 2018.  

    PopulationRegistered Units
    All Undergraduate and Graduate StudentsEnrolled in three (3) units or more

    **Students with an official Leave of Absence (LOA) or are in the Optional Practical Training (OPT) program can request health insurance for up to one (1) year.


  • Aetna Policy number: 474887
  • Customer Service (877) 480-4161
  • Print your ID card
  • View Health Insurance Requirement Policy
  • Domestic Student Waiver Criteria
  • CoveredCA Explained (Fall 2013)

    Transfer Coverage (Medi-Cal, Kaiser)

    If you have waived the USF Student Health Plan with Medi-Cal or Kaiser, please ensure that you transfer your healthcare coverage near your campus location. Not sure how to get started?

    Please call 1-800-541-5555.
    Need Example? Student taking classes in San Francisco should have coverage in San Francisco County

    Please call the number on your card.
    Need Example? Student taking classes in San Francisco should have coverage in Northern California

    Health Promotion Services

    2130 Fulton Street
    University Center, Fifth Floor
    San Francisco, CA 94117

    Hours: 8:30am to 5:00pm

    Tel: (415) 422-5797
    Fax: (888) 471-2290

    Follow us on