Benefits Enrollment Information

• Newly hired benefits-eligible employees must enroll within 30 days of their start date in USFWorks, accessible from their myUSF dashboard.
• Once you enroll for the first time, many benefits will roll over each year unless you change them or unless the plan you chose is eliminated. Some benefits require annual re-enrollment, such as Flexible Spending Accounts.

When Coverage Begins

*Jesuit Health Trust

Employees:

• Regular full-time employees who work 30 hours or more per week
• Jesuits who are members of the USF Jesuit Community
• Employees of Fromm Institute

Eligible Dependents:

• Your legal spouse (same or opposite sex) or Registered Domestic Partner* (RDP as set forth in CA Family Code Section 297 and are same or opposite sex partners)
• Your natural child, adopted child, stepchild, legal ward, foster child, or an eligible dependent of your RDP up to age 26
• Your child over age 26 who is supported primarily by you and is incapable of self-sustaining employment by reason of mental or physical handicap (proof of the condition and dependence in required)
• Your previously enrolled Legally Domiciled Adult (LDA) who was grandfathered into the plans as of Dec. 31, 2011 (no new enrollment of an LDA is permitted as of Jan. 1, 2012)

*Registered Domestic Partnerships (RDPs) must be registered with the State of California.

Please note: Deductions for registered domestic partners on your benefit plans are post-tax. Registered domestic partners are not treated the same as spouses for federal income tax purposes. For further information, please reach out to your tax advisor.

Current IRS regulations require that your benefit elections remain in effect during the calendar year unless you experience a qualified change in status, also known as a Qualifying Event.

Your qualifying event change to your benefits must be consistent with the event (e.g. if you give birth to or adopt a child, you can add your child to your medical, dental and/or vision plan).

You must submit your qualifying status change through USFWorks within 30 calendar days* of the Qualifying Event (see the table below for required supporting documents).

Qualifying Events include, but are not limited to:

• Change in legal marital status – e.g. Marriage, divorce, legal separation, or entry into a Registered Domestic Partnership (RDP). RDPs must be registered with the State of California.
• Change in number of dependents – e.g. Birth or adoption of a child, divorce/dissolution of RDP, death of a spouse/RDP or other enrolled Dependents.
• Change in employment status – e.g. You or your spouse/RDP experience a change in work hours that affects benefit eligibility.
• Return from a leave of absence (only if you lost previous benefits coverage while out on a leave).
• Dependent satisfies or ceases to satisfy eligibility requirements – e.g. Child ages out at 26 and in most cases is no longer eligible to be on your benefit plans as a Dependent. In this case, a task will automatically be generated on USFWorks for you to complete (subject: PASSIVE – Child ages out).
• Change in residence – If you or a Dependent on your benefit plan(s) moves into or outside of your plan's service area. In this case, please contact the Benefits Team if you move as it may impact your benefits.

Please see the Qualifying Events job aid for instructions on how to submit a Qualifying Event task on USFWorks.

Changes to Benefits resulting from a Qualifying Event will begin on the 1st of the month following the date of the event. In the event of the birth of a child, the child will be automatically covered under the birth parent’s medical plan for the first 31 days.

*60 calendar days if you, your spouse/RDP, or eligible dependent child loses coverage under Medi-Cal (Medicaid) or a state Children’s Health Insurance Program (CHIP) or becomes eligible for state-provided premium assistance.