Healthcare Plans
For medical coverage, USF offers a choice of a Health Maintenance Organization (HMO) through Kaiser Permanente or a Preferred Provider Organization (PPO) through Anthem Blue Cross. USF also offers dental coverage with Delta Dental and vision coverage with VSP.
Refer to the Benefits Compliance Documents web page for a summary of benefits and evidence of coverage for each provider.
USFFA faculty medical coverage starts on the date of hire and is determined by the faculty member's duration of their teaching assignment and tenure status. Note: Moving from full-time to adjunct status will affect benefits coverage.
Review the Full-Time Faculty Benefits Eligibility Chart for complete details of coverage.
If you are a member of Local 39, per the Local 39 Collective Bargaining Agreement (CBA), the following benefits are administered by the Local 39 Health & Welfare Trust Fund:
- Medical, dental, and vision coverage
- Basic Life/AD&D insurance
- Pension plan
- Annuity plan
The Trust Fund determines eligibility and administers enrollment and coverage effective dates for these benefits. Members who have questions about these benefits, including eligibility, can contact the Local 39 Administrative Office at 800-622-0547 and choose Option 1 (member) for enrollment information.
You are also eligible for USF-provided benefits:
- Long-Term Disability (LTD)
- Employee Assistance Program (EAP)
- Healthcare FSA
- Dependent Care FSA
- Voluntary Term Life insurance
- Voluntary AD&D insurance
- 403(b) Voluntary Retirement Plan
For questions about voluntary USF-provided benefits you are eligible for, please contact benefits@usfca.edu. If you are interested in contributing to the 403(b) Voluntary Retirement Plan, please contact retirementplan@usfca.edu.
We recommend confirming on a regular basis with your providers that they are still in-network so that you pay the lowest costs (this includes medical, dental and vision). If you go out of network, the provider can charge more than the amounts allowed by the plan. The provider may bill you for the remaining balance.
For coverage information, please refer to the Benefits Guide and summary of benefits documents on the Benefits Compliance Documents page. You can also find network directories on your plan’s website and contact information if you would like to contact the vendor by phone or email.
If you live or work outside of the State of California, it is important that you contact the Benefits Team at benefits@usfca.edu or call at 415-422-2442 to check if there is an impact to your Benefits.
Kaiser Permanente is not offered for employees living outside of California.
Each time you move to a new permanent address, please remember to update your primary address on USFWorks and inform the Benefits Team. Review instructions for updating your address.
San Francisco Healthcare Security Ordinance*
*For non-benefited USF employees working in San Francisco